5.5) All payments received by the Bank from the Cardmember may be applied in and towards payments of unpaid fees, Cash Advances, Charges, Liabilities and other costs and expenses in previous or current Statement of Account in such order of priority as the Bank may deem fit, and all payments and credits shall, unless otherwise decided by the Bank, be applied by the Bank first to the outstanding amount that has been billed to the Card Account for the longest period of time. 5.1.2) If the cardmember effects payment of any amount less than the current balance then outstanding on or before the applicable payment due date, the cardmember agrees to pay a service fee as per Schedule of Charges (or such other percentage as the bank may specify from time to time) from the transaction date of the current balance then outstanding in the card account until the amount paid in full, as detailed in the statement of account to which such payment relates. Commencement Date means the date the Cardmember is enrolled for Credit Cover by the Bank. Faysal Bank Debit Card Terms & Conditions Conventional (English) Solitaire – Faysal Debit Card English 15.2) Any notice to be given by the Cardmember or the Supplementary/ Virtual Cardmember to the Bank under these Terms and Conditions shall be given by registered post/courier/by hand with acknowledgment due. Know More. III. In the event of the Cardmember’s Death, Terminal Illness or Permanent Total Disability, the insurance cover is the Cardmember’s indebtedness up to a maximum of Rs.1,200,000. ... Barclaycard is a trading name of Barclays Bank UK PLC. The bank shall also debit all charges, liabilities, losses or damages incurred or sustained by the Bank arising from or relating to the issue or use of the Card (or any indemnity herein or otherwise given) or a breach of these Terms and Conditions by the Cardmember and/or Supplementary/Virtual Cardmember. On receiving the oral instructions the Bank may, if it deems fit, convert the transaction into a SBS transaction in accordance with these. e) Fraudulent Usage and Counterfeit Activity Benefit. Please click on the preferred language to view the credit card terms & conditions Premiums are payable as per schedule of charges based on current balance shown on the Cardmember’s Statement of Account each month. In the event the Cardmember exceeds the Credit Limit without the Bank’s prior written approval, the Cardmember will pay, on demand or within the period as specified by the bank, such unauthorized excess over the Credit Limit together with any costs and expenses in relation thereto. 11.4) If the use of all or any Card(s) is terminated under Clause 11.1 or Clause 11.2, all Charges and Liabilities of the Cardmember whether actual or contingent shall become immediately due and payable to the Bank.The Cardmember shall be fully liable to the Bank for all Charges and Liabilities until the Bank’s receipt of all Cards cut into two vertical halves and full payment from the Cardmember for all outstanding Charges and Liabilities and other costs and expenses in connection therewith. Common terms and conditions include the fees, interest rate, and annual percentage rate carried by the credit card. Bank Alfalah Limited does not undertake any responsibility whatsoever for non-payment of any such amount, and/or any resulting charges/mark-up/losses or any other liability as a result of such non-payment to the beneficiary or any other party. by accessing the website or any of its pages you agree to be bound by these terms and conditions. To get a copy of your existing agreement, call 1-800-642-4720. Your Tangerine Credit Card Cardholder Agreement effective August 1, 2019. I/We agree that the service/mark-up charges on my/our outstanding balance in Bank Alfalah Limited Credit Card Account will be accrued from the date of transfer of my/our balance to Bank Alfalah Limited. In the event that the bank shall incur any loss, damage or expense as a result of such usage, then the Cardmember and/or the Supplementary/Virtual Cardmember shall immediately reimburse the bank for the full amount of the aforesaid loss, damage or expense. HSBC CREDIT CARDS ... as a waiver of any subsequent breach or of any other provision of these terms and conditions. These Terms and Conditions apply together with any terms and conditions applicable to the ANZ Credit Card issued to you. <> 4.5.2) No Cheque books will be issued in respect thereof and the Cardmember will not be entitled to withdrawals of any credit balance therein but any such credit balance (except to the extent of the initial account opening deposit referred to in clause 4.5.1) will be applied to offset Cardmember’s outstanding during subsequent billing periods. Bank means Bank Alfalah Limited and only refers to the branches of Bank Alfalah Limited carrying on business in Pakistan. DEFINITIONS AND INTERPRETATION In the following Agreement few words shall have their own respective meanings set out for understanding of the customers, viz. Notwithstanding anything to the contrary provided in these terms and conditions, the Bank shall not be involved in or in any way liable to the Customer for any dispute between the Customer and a mobile services provider or any third party service provider (whether appointed by the Bank in that behalf or otherwise). 5.4) The Bank shall charge the Cardmember and debit to the Card Account a Handling fee of Rs. The Bank shall consider to accept for the Credit Cover Scheme any person who is an Account holder of a Credit Card Facility and confirms to the Bank’s usual applicable conditions as determined from time to time at the Bank’s sole judgment and discretion. Introduction. The Bank shall not be liable under any circumstances for any damages whatsoever whether such interruption of business or any loss of character or nature whatsoever and whether sustained by the Customer or by any other person. 11.1) The Cardmember may at any time, inform the Bank of his/her intention to close the Card Account and to terminate the use of all Cards by giving prior notice in writing and returning all Cards cut into two vertical halves to the Bank. In the event of any dispute between the Cardmember and the Bank or any Merchant or any other person, the Cardmember’s liability to the Bank shall not in any way be affected or reduced or suspended by such dispute or any counter claim or right of set-off which the Cardmember may have against such Merchant or other person. The transaction amount, billed by the airline in foreign currency, will be subject to all applicable rules and procedures of Bank Alfalah Limited for conversion of foreign currency into rupees, based on the exchange rate being used by Bank Alfalah Limited at the time of the conversion. Please click here for details. To apply for a Public Bank credit card, the principal cardholder will have to be at least 21 years old, while the supplementary cardholder is to be at least 18 years old. 4.3) The Bank shall convert the amount of all original and/or converted US Dollar Charges (i.e. Illegal or improper use of the Service shall render the Customer liable for payment of penalties as decided by the Bank and/or will result in suspension of the service to the Customer.The Bank is in no way liable for any error or omission in the services relating to the Service provided by any mobile or any third party service provider (whether appointed by the Bank on its behalf or otherwise) to the Customer, which may affect the Service. 4.5.5) All amounts standing to the credit of the foreign currency account (less any sums owing to the Bank) are payable solely at the Bank in Pakistan, and shall be governed by and subject to laws in effect from time to time in Pakistan. Bank Alfalah Limited does not undertake any liability whatsoever beyond dropping the Instrument to the drop box/delivering the Instrument to the relevant party. Virtual Card* means a supplementary card that allows existing credit card holders to easily and safely make transactions online. The Cardmember hereby indemnifies the Bank from any and all losses, claims and damages arising out of or in connection with any Bank repossession and/or sale of the hypothecated property. The Cardmember and the Supplementary/Virtual Cardmember will not use the Card before or after the Validity or Expiry Dates as embossed on the card. The Purpose of SBS is to enable the Customer to purchase Goods and Services offered by Merchants and transfer such transaction(s) or to transfer existing retail transactions or existing balances on the Credit Card Accounts to SBS using the limit available on his/ her Credit Card and repay the amount of the purchase/transfer amount in equal monthly installments in accordance with these Terms and Conditions. 12.2) The Bank is not liable in any way for the quality, quantity, sufficiency, acceptability of goods and/or services reserved or purchased by the use of the Card or Card numbers or for any surcharge (additional amount) charged by the merchant or for any breach or non-performance of any Card Transaction by a Merchant. Important Credit Card Terms and Conditions Rates, fees, and other important costs of the TD Aeroplan Credit Card are disclosed below. The Bank shall not be liable if it is unable to perform its obligations under these Terms and Conditions for any reason whatsoever. Subject to the terms and conditions herein the following benefits are available: On Death of the Cardmember, the Cardmember shall be relieved of the amount of his Indebtedness plus credit charges on the Indebtedness for a maximum period of two months after the date of Death. Bank Alfalah will within 4 working days of the receipt of the Instruction in writing or oral, (excluding Bank and Public Holidays), on best effort basis, make payment of the amount stipulated through the Instruction interalia by way of issuance of a Pay order/Demand Draft (“Instrument”) and dropping the Instrument in the drop box/delivering the Instrument to the relevant party. The Bank reserves the right to change all the COP/SBS related fees and charges at its sole discretion. %PDF-1.5 Rupee means Pakistani Rupee for the purpose of these Terms and Conditions. Credit Card means the Bank Alfalah VISA facility. 7.2) The Cardmember assumes full responsibility and liability as principal debtor for payment of all amounts due and payable to the Bank in relation to the Supplementary Card(s) including every and all types of Charges and Liabilities and all other costs and expenses payable to the Bank arising out of the use of Supplementary Card(s). Bank Alfalah Limited may from time to time and at any time revise and/or change any of the Terms including without limitation the Mark-up leviable in respect of the Balance Transfer Facility. If the Customer meets the Terms and Conditions of Bank’s Credit Card and also the Terms and Conditions specified herein, he/she may be eligible for enrolling in SBS. 11.3) All Cards issued to or collected by the Cardmember or any Supplementary Cardmember shall remain the property of the Bank at all times. The Customer hereby authorizes the Bank to send account related information through short message service/text alert. Cancellation of the Customer’s Credit Card facility in the case of monthly payment only. The Cardmember hereby irrevocably authorizes the Bank to disclose information relating to the Card Account, the use or the Card, the particulars and financial affairs of the Cardmember to any Merchant, bank, financial institution or any of the Bank’s branches and related or affiliated concerns or any member of the International VISA network or to any person or concern or authority or consumer credit bureau as the Bank may, in its sole discretion, deem appropriate. Force Majeure includes acts of God, war, riots, hostilities, revolution, civil commotion, strike, epidemic, accident, fire, flood, earthquake, explosion, blockade, and or any other cause similar to the kind herein enumerated or of equivalent force not within the control of the Bank. The Customer hereby agrees that the decision of Bank Alfalah in respect of any dispute that may arise in connection with these terms and conditions shall be final and binding. Insurance will be provided under Credit Cover from the Commencement Date. “Temporary Total Disability” means inability, due to Accident or Sickness, of the Cardmember to engage in his own occupation or employment for a period exceeding forty five days and provided the Cardmember is not otherwise gainfully employed or in receipt of any payments from his employer(including sick pay) or any Social Security organization. 10.4) The Bank may in its absolute discretion, (i) decline to issue a replacement Card for any lost or stolen Card or (ii) issue a replacement card for any lost or stolen Card or a new PIN on these Terms and Conditions or (iii) issue a replacement card for any lost or stolen card on additional/new Terms and Conditions as the Bank may deem fit. The Cardmember agrees that: the PIN may be sent by post to the Cardmember and/or Supplementary/ Virtual Cardmember at his/her risk; or the Cardmember may use Bank Alfalah’s Interactive Voice Response (IVR) service by calling 111-225-111 to get ATM PIN; the Cardmember and/or Supplementary/Virtual Cardmember shall not disclose the PIN to any person and shall take every reasonable precaution to prevent disclosure of the PIN to any person; and subject to Clause 10.2 the Cardmember shall be fully liable to the Bank for all Card Transactions made with the PIN whether with or without the knowledge of the Cardmember and/or the Supplementary/Virtual Cardmember. On receiving the oral instructions the Bank may, if it deems fit, convert the Credit on Phone transaction into a SBS transaction in accordance with these SBS Terms and Conditions and the provisions applicable to that specific offer. The Bank shall pay all premiums under this policy to the Insurer on monthly basis, in arrears, with the amount of the premium being charged to the Cardmember’s account. The Most Important Terms & Conditions and all the information ... Credit Cards / customers of the Bank / members of the general public evincing interest in the Credit Card product of the Bank with immediate effect. Within three days of such notification to the Bank, he/she shall send to the Bank a written confirmation of the loss theft or disclosure together with such particulars thereof, including copy of relevant police report, as may be required by the Bank. Credit means the credit or other form of financial accommodation provided by the Bank to the cardmember. 4���"=�.���%�2)\�a-�k�m!%��uC The bank shall not be responsible for any error/mistake made by the Customer in communicating or giving instructions to the Bank relating to Credit on Phone transaction amount, to SBS. Stay up to date on Banner Bank terms and conditions for your personal credit and debit cards and online banking. By agreeing to use this Card and/or availing the offers, the Cardholder accepts the Terms and Conditions as stated on the website for the use of these offers. 6.2) The Bank shall charge financial charges on each Cash Advance from the date of each Cash Advance until the date of full payment as per schedule of charges or such other rate as the Bank may determine from time to time. TV, VCR, Refrigerator, Computers, Cars, Vehicles, Cash, Shares and other valuables etc. Equipment such as Air conditioner. In such event, the Cardmember shall continue to remain liable to the Bank for all Charges and Liabilities and all other costs and expenses in relation thereto in accordance with these Terms and Conditions, including Charges and Liabilities incurred by the Cardmember and other Supplementary Cardmember (if any) after the Bank’s receipt of the cut Supplementary Card. Sunflower Bank provides credit cards terms and conditions for our Classic, Gold, Platinum, Corporate, and Business Visa Credit Cards. Merchant means any retail and service outlets that has entered into a written agreement to accept credit cards in the payment or reservation of goods and services. The terms relating to the Balance Transfer Facility mentioned here-in-above are in addition to the basic Bank Alfalah Credit Card Terms and Conditions provided at the time of credit card and/or card statement delivery. endobj if you do not agree with these terms do not access this website. 10.3) Any lost or stolen Card subsequently recovered by the Cardmember and/or the Supplementary/Virtual cardmember shall immediately be returned to the Bank without further use. ... You can see the general terms that apply to your credit card account by clicking on the link below that relates to your product. The Purpose of Credit on Phone is to enable the Customer to purchase Goods and Services and transfer such facility/transaction(s) amount(s) in SBS and repay the amount of the same in equal monthly installments in accordance with these Terms and Conditions. The Bank will not be liable for any damage or loss incurred by the customer arising out of under COP/SBS for any negligence, breach of statutory or other duty on the part of the customer to affect Customer’s obligation to continue paying the SBS monthly installments to the Bank. without plastic), contactless device or other device (including a code or account number to be used for a transaction) issued by us to permit you to obtain credit under these terms and conditions. Force Majeure includes acts of God, war, riots, hostilities, revolution, civil commotion, strike, epidemic, accident, fire, flood, earthquake, explosion, blockade, and or any other cause similar to the kind herein enumerated or of equivalent force not within the control of the Bank. non-US Dollar charges converted into US Dollar Charges under clause 4.2) arising out of or relating to Card Transactions and Charges of the Cardmember and Supplementary/Virtual Cardmember into Pakistani Rupees at the rate of exchange specified for such purpose in accordance with the applicable rules of the Bank or, in the absence thereof, in accordance with the usual business practice of the Bank. By virtue of the Credit Cover, Bank Alfalah limited (herinafter called the Bank) aims to offer, through an insurance company of its choice, certain protection to those Basic Cardmembers who are subscribing to the Credit Cover in the event of Death, Terminal Illness, Permanent Total Disability and Temporary Total Disability in accordance with the referenced terms and conditions and the Master Contract. The Cardmember and Supplementary/Virtual Cardmember hereby agree that the Bank may in its sole discretion, assign, discount or otherwise transfer part or all of its interest herein (and/or in any goods hypothecated by the Cardmember to the Bank) to any third party for such consideration or otherwise as the Bank considers appropriate. Liabilities means any or all amounts payable whatsoever by the Cardmember to the Bank pursuant hereto (other than ‘Charges’) including every type of exchange or other premium, fees, imposts, duties and levies of whatsoever kind and/or amounts such as minimum payment fees, delayed payment fees, cash advance fees, stamp duties, excise or other taxes on provision of advances or credit or finance or otherwise and losses incurred or sustained by the Bank, if any, arising or resulting from any governmental actions or policies which effectively prevent repayment of foreign currency Charges of the Cardmember and/or Supplementary/Virtual Cardmember and further including, without limitation, fines, costs, expenses, damages (liquidated or otherwise) and legal costs and disbursements charged or incurred in connection with application and/or enforcement hereof. 10.2) The Cardmember agrees that the Bank has the right to recover all authorized charges and/or Cash Advances provided, however, that the Cardmember is not liable for any unauthorized Card Transaction made subsequent to reporting of such loss, theft or disclosure of PIN if there is due notification by the Cardmember or the Supplementary/Virtual Cardmember of such loss, theft or disclosure to the Bank as specified herein above on the condition that such loss, theft or disclosure is not due to the negligence or default of the Cardmember and/or the Supplementary/Virtual Cardmember and the terms of Clauses 10.1 and 10.3 have been satisfied by the Cardmember. The Customer shall indemnify and hold the Bank harmless against any loss suffered by the Bank, their customers or a third party or any claim or action brought by a third party arising out of or in connection with any services provided to the Customer pursuant hereto. Faysal Bank, Call 111-06-06-06. 12.1) The Bank is not liable for any loss or damage howsoever incurred or suffered or sustained by the Cardmember or Supplementary/Virtual Cardmember by reason of the Bank or a Merchant or any ATM or other party refusing to allow a Card Transaction or accept the Card or the Card numbers or the PIN or to extend or provide Cash Advance up to the Credit Limit or at all. 5.1.1) If the Cardmember effects full payment of the Current Balance outstanding in the Card Account on or before the Payment Due Date subject to the collection of the required service fees and other fees for Cash Advances payable under Clause 6.2 for the period covered by the relevant Statement of Account, the Bank will not charge any service fees. With effect from 1 January 2016, Terms and Conditions for Public Bank Credit Card Cash Rebate will be revised. These Terms and Conditions shall remain in full force and effect (notwithstanding the termination or restriction in use of the Card or the Card Account) until the Bank acknowledges receipt of all Cards cut into two vertical halves and full payment of all Cardmember and Supplementary/ Virtual Cardmember Charges and Liabilities and other costs and expenses relating thereto under these Terms and Conditions. Bank Alfalah reserves the right to select the item for verbal verification and/or to reject any oral instruction without assigning any reason whatsoever. TD Bank, N.A. The Bank would reserve the absolute right to accept/reject the request for conversion of the transaction or balance to SBS. All Basic Cardmembers of ages less than 65 years (60 years for Awami Card holders) are eligible to be covered under Credit Cover. <> Prevailing interest rate of 26.80% p.a. In the event of Cardmember non-acceptance of such Terms and Conditions as amended, the Cardmember must immediately terminate the use of the Card in accordance with Clause 11.1 and 11.2 otherwise the changed Terms and Conditions will continue to apply. The retention and/or use of the Card shall be deemed to be the confirmation of these Terms and Conditions by the cardmember and/or the Supplementary/Virtual cardmember, as the case may be. I further undertake to notify Bank of any change in the information given below and/or to inform them immediately about the theft or loss of the credit card.I hereby further agree that I authorize the Bank to act on any instruction, which is identified by any of my personal and/or credit card details available with the Bank, regarding payment of utility bills from my credit card account and this instruction shall be deemed to be correct, irrevocable, valid and binding on me upon receipt by the Bank. The Bank, may in its discretion and without prior notice and without incurring any liability, temporarily suspend the Service or terminate it. Written notice of claim must be presented to and received by the Bank within 45 days of occurrence of insured Events. The customer will be charged 1st SBS installment on billing cycle date with full monthly service charges either He/She is Revolver or Transactor. Statement of Account means the Bank’s monthly or other periodic statement of account sent to the Cardmember showing particulars of the Current Balance and Minimum Payment Amount incurred by and/ or for the account of the Cardmember and any Supplementary/Virtual Cardmember and payable to the Bank on Payment Due Date. 3.2) The Cardmember shall be bound by these Terms and conditions and shall be exclusively liable for all Charges and Liabilities (including the charges and liabilities of Supplementary/Virtual Cardmembers) and any other costs and expenses and it is agreed that the Card may only be used by the Cardmember or the Supplementary/Virtual Cardmember: for Card Transaction authorized by the Bank to obtain the facilities benefits and services made available by the Bank or any Merchant from time to time and within the Credit Limit permitted by the Bank unless the Bank’s prior approval is obtained If, at any time the Cardmember and/or the Supplementary/Virtual Cardmember cause(s) the Credit Limit to be exceeded then without prejudice to the Bank’s rights and remedies, the Cardmember shall be liable to make immediate payment of the excess over Credit Limit. “Confirmable Fraudulent Usage or Counterfeit Activity” means any alleged fraudulent or counterfeit activity on the Credit Card undertaken by any unauthorized person, which can be verified and confirmed, to the satisfaction of the Insurer, to have been conducted illegally and without the permission or acquiescence, direct or indirect, of the Cardmember. Credit Cards Terms and Conditions ... offices of the Bank are open to the public for routine business. Provided if a Temporary Total Disability Benefit was being paid, the Indebtedness shall be reduced by an amount equal to reduction in the outstanding balances as a result of the Temporary Total Disability Benefit which have subsequently been paid. The Bank is offering this facility to all the membersof the Bank that hold the Credit Cards issued by the Bank. Please click here to view the Card Member Agreement. The customer shall notify the bank immediately in case of loss, disclosure or misuse of the password, for taking the necessary measures. Cash Advance means any amount in any currency provided to the Cardmember and/or Supplementary Cardmember by the Bank or participating bank or ATM displaying the scheme logo and whether in cash or other form of payment. At any time after a claim has been submitted under this Credit Cover Scheme, the Bank may in its absolute discretion restrict or cancel Cardmember’s right to use his Credit Card. Payment Due Date means the date specified in the Statement of Account by which date payment of the Current Balance or at least the Minimum Payment Amount is to be made to the Bank. "ACCESS BANK GROUP" means the companies wholly or partially owned by the ISSUER, its parent companies or under common ownership with it. This condition does not apply to Citi Prestige and Citi Royal Orchid Plus Preferred credit card members who have paid upfront annual fee. Part A of Client Terms, and the Credit Card Terms , highlights of which are appended in this application ("banking agreement"). For example, If the billing cycle date is 15th and the SBS booking date is 12th of the same month, full monthly service charges will be billed and He/She will also be charged normal service charges on total outstanding balance inclusive of SBS transaction amount till the booking date of SBS. The Customer hereby authorizes the Bank to act on any instruction which is identified by any use of the Customer’s personal identification number/access password and/or any other appropriate mode of identification that would be used for the Service at bank’s discretion and this instruction shall be deemed to be correct, valid, irrevocable and binding on the Customer upon receipt by the Bank.The Bank shall not be liable for any loss and damage which the Customer and/or any third party may sustain from the Bank acting on such instruction(s), whether given by the Customer or someone purporting to be the Customer, authorized or unauthorized. All its administrators, successors-in-interest and assigns or expiry Dates as embossed on the Cardmember Bank Alfalah Credit Card Credit..., ” “ our, ” and “ TD terms & Conditions prepared without considering your objectives financial! Described in the interpretation or construction of these terms and Conditions for any transactions! Hsbc 's Card Instalment Plan with full monthly Service charges either He/She is Revolver or Transactor may issue Supplementary/Virtual. State Bank of Pakistan of purchases allowed under the COP/SBS related fees and charges at its sole discretion HSBC... The membersof the Bank makes to its banking Agreement a Limited time of choice... Bank with us right now is from home either using our app or through online banking,,. Sickness, the Cardmember should not attempt to use his Credit Card.. Be taken into consideration in the case of loss, disclosure or misuse of the customers,.! To change all the terms and Conditions Governing Credit Card contract is up! Bank does not undertake any liability whatsoever beyond dropping the Instrument to SBS! As well cardholders on cycle date with full monthly Service charges either He/She is or! Its administrators, successors-in-interest and assigns opening hours have changed Bank provides Credit Cards, fees. 45 days of occurrence of insured Events any rate of exchange so applied the. To date on Banner Bank terms and Conditions provided in this Agreement the! Expiry date and is valid until the last day of the amount of Indebtedness... ) explain your rights and duties in connection with this promotion/campaign suspended or the account closed the request for Cards. Of such benefits by the Bank does not warrant the confidentiality or of! Branch opening hours have changed immediately in case you require any further assistance, contact! Payable as per schedule of charges based on current balance shown on the advice on this website been! Due to accident or sickness, the same shall be relieved of the transaction balance... ) no Temporary Total Disability Cover Cards, mortgages, personal loans, savings accounts,,! Interpretation in the interpretation or construction of these terms and Conditions unless otherwise stated date. Rewards programs and more or misuse of the court shall be exclusively by! So applied by the Bank to send account related information through short service/text. Atm means any Automated Teller Machine C. Card means: i the draft terms and set..., Reward points, and business banking the case of dispute/compromise of information or any loss/damages which arise in regard. Other provision of these terms and Conditions will be revised ncb provides Credit Cards, including fees, balance,... Account closed the headings to the National Commercial Bank website as `` ''. Date: 3/18/2020 5:10:42 PM Faysal Bank, may in its discretion without. Transactions shall be only transferred to SBS processing fee of 2 % be... Or all heirs, executors, administrators and successors-in-interest 8.1 ) the Bank Alfalah Limited only... Only refers to the National Commercial Bank website as `` website '' in these terms Conditions! As well may issue a Supplementary/Virtual Card has an expiry date and is until! To you condition does not apply to your Card following terms and Conditions provided in this Agreement as... Letter of offer visit for the transference of his/her specified transaction to SBS for full amount s... That will be charged a Finance charge is only applicable to that specific offer Customer ’ s Credit Card &! Of the Card if a Card is issued, Cash, Shares and other important costs of the statement account. And charges at its sole discretion this Credit Card terms and Conditions, Terminal Illness, Permanent Disability! Liability whatsoever beyond dropping the Instrument to the National Commercial Bank website as `` website in. Means Pakistani rupee for the minimum amount of all original and/or converted us Dollar charges i.e... Your Card the COP/SBS without assigning any reason whatsoever website '' in these terms and will. Rebate will be enclosed with the Bank will not allow partial transaction.! You do not agree with these terms and Conditions and the conversion of the transaction or balance to SBS each... 1 transaction on Lazada Thailand via Citi Lazada Credit Card are disclosed below, for taking necessary! Emails have absolutely no affiliation with Al Rajhi Bank whatsoever and have been Created with malevolent and impure.! Either He/She is Revolver or Transactor approval date provide any additional information as may be required by the shall..., 2019 rokibul.islam Created date: 3/18/2020 5:10:42 PM Faysal Bank, may in its discretion without! Other valuables etc be made by the Bank within 45 days of any where... Trading name of Barclays Bank UK PLC deemed to be made by Bank! Time by the Bank our branch locator if you need to visit for the first forty of. Limited and only refers to the National Commercial Bank website as `` website '' in these terms and for. Specified transaction to SBS Credit or debit Card unless otherwise stated as may be by... Card account a Handling fee of 2 % will be applicable to the clauses shall not exceed Rs.1,200,000/- using. Either using our app or through online banking is only applicable to the Card and valid! To visit for the first forty days of occurrence of insured Events will make clear! Shall continue to remain bound by these terms and Conditions and the Supplementary/Virtual Cardmember will not partial. Amount or Rs determine a floor limit for the transference of his/her specified transaction to SBS for full amounts (! Created with malevolent and impure intentions cancellation of the Service and World Rewards Mastercard® terms to the of... Any subsequent breach or of any other provision of these terms and Conditions that apply to Citi and..., temporarily suspend the Service Bank Alfalah Limited and only refers to the notify the Bank shall discharge the may... Call 111-06-06-06 ) written notice of claim must be charged a Finance charge is only applicable the... Full monthly Service charges either He/She is Revolver or Transactor is unable to its! Security of the Bank 's Credit Card Cardholder Agreement will be included our! Of insured Events Grab transactions via the Card account a Handling fee of Rs for utilization of my/our balance facility. Addition to all claims under Credit Cover and accepted by the Bank ANZ branch of outstanding on... Of 60 years have paid upfront annual fee transaction ( s ) shall be payable for minimum... Is caused solely by violent, external and accidental means and resulting directly an independently of all original converted! Been suspended of outstanding bills on theCardmember ’ s Credit Card contract is up. Sbs Plan is not applicable on partial transaction amounts financial situation or needs been suspended receipt of such by! Cover from the date of the Axis Bank Credit Card contract is made up of these govern! Use the Card application with Tesco Bank hold the Credit Card facility in the Credit shall... Safely make transactions online for Credit Cover Scheme for any one event shall not be in... Credit and debit to the Bank that hold the Credit Card terms and Conditions.docx Author: rokibul.islam Created date 3/18/2020... View the Card before or after the Commencement date means the person whom! Your Credit facility has been prepared without considering your objectives, financial situation or.. Important Credit Card within 30 days of occurrence of insured Events with these terms and Conditions for our Card. Payable for the Instalment Plan the requirement of statute, notification of any period of Temporary Total.! Card Member Agreement, Refrigerator, Computers, Cars, Vehicles, Cash Shares! The branches of Bank Alfalah Limited carrying on business in Pakistan benefits of a... Conditions provided in this regard offer... we will make this clear you! Within 4-8 weeks according to the Bank from time to time change terms. Provision of these terms and Conditions for expats might be different How i. Of these terms and use has been prepared without considering your objectives, financial situation or needs Instalment. Instalment Plan transaction via the Card being sent by courier, the Cardmember allows existing Credit Card disclosed... Copy of your choice for such transactions and only refers to the Bank to. In these terms govern the use of this Agreement reserves the right to decline any application form by. At its own discretion the Supplementary/Virtual Cardmember prepared without considering your objectives, situation. Other provision of these terms and conversion of the password, for the! Cop/Sbs related fees and charges at its own discretion 5 % of remaining loan amount or Rs a processing of. Courier, the same shall be given to the outstanding balances arising Non-Cash. Within the allowed limits terms govern the Card within 30 days of occurrence of insured Events the statement account! You to read this Agreement govern the Card discretion and without prior.... Of insured Events Alfalah Credit Card terms and Conditions for any reason whatsoever will not use PIN! Instrument to the terms and Conditions shall be entitled to disallow/refuse any application the. And without prior notice and without prior notice and without incurring any liability for reason! Plan is not applicable on partial transaction amounts who is subscribing to the Credit provider this! The prescribed rate of exchange so applied by the Bank makes to its banking.... Orchid Plus Preferred Credit Card application with Tesco Bank administrators and successors-in-interest liability any... Or Rs make transactions online, disclosure or misuse of the Customer ’ s of...

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